The Entrepreneurs Club - Sponsors Articles



Contact: Michael Derbyshire  
T: 0114 275 5100  

With a history dating back to 1827, Investec Wealth & Investment (IW&I) has been a leading player in the investment and discretionary wealth management space for many years and is proud to be part of Yorkshire’s wealth management industry. IW&I has now become one of the core pillars of Investec Group: around 1,200 of Investec’s 3,000 UK employees now work within Wealth & Investment. IW&I has 15 offices in the UK, including Sheffield, and manages client assets of over £30 billion.

IW&I offers a comprehensive range of investment services, from bespoke portfolio management to a full financial planning service including IHT, retirement and estate planning. Investment services are provided for a range of clients, from private individuals, companies, trustees, pension funds, personal injury claimants, and charities.

By being of part of the Investec Group, IW&I and its clients have access to significant research capabilities, international and cross-border investment management experience, and the ability to provide innovative financial services.



Contact: David Jones
T: 0113 246 2700

Reward Finance Group – funding solutions put together to meet your specific business needs…

A flexible approach to helping your business

When you need finance, we look at your individual situation. No box-ticking. Just a common-sense understanding of your ambitions, and a willingness to help you achieve them.

It’s a straightforward approach, and we know it works for many kinds of business. We see every client as unique, and do all we can to provide the right finance, at the right time, on the right terms.

Whatever you need the money for, we’re keen to help. We look at the whole picture, keeping an open mind where other lenders might be restricted by arbitrary policies or procedures. And we give you a decision quickly. So you can put your plans into action with confidence.

Keeping the process speedy and simple

With offices in the financial districts of Leeds and Manchester, we use our many years’ experience to provide a highly responsive service to businesses of all sizes. As soon as you get in touch with us, you’ll have one point of contact, who understands your objectives and takes responsibility for helping you meet them. It’s all about direct communication, with no Chinese whispers and no red tape. And with a legal team in one of the major Leeds law firms, we arrange all the details of your finance quickly, simply and responsibly.

Very happy with our service, many of our clients keep coming back to us as their businesses grow and change.
For more information visit:



Contact: Simon Gray, Partner
T: 0113 234 0000

Sharp ideas that get you to the top
Do you have an entrepreneurial vision for success? 
We do too and want to work with you to maintain and create sustainable financial success.
Our ethos is built on the seven pillars of success:
                                     Vision                                                     Ambition
          Passion                                          Planning
                                   Persistence                                        Commitment                     Flexibility

These are the traits we see in ourselves and the traits we see in our clients, from the CEO of a multinational business to the proud owner of a new start-up.
The most fundamental of these traits is vision – successful entrepreneurs see the world differently and this is the key to their success.
Business ideas and solutions weave their way into everything we do for our clients, where many see just numbers we see an opportunity to create and nurture wealth and success.
We provide a range of accounting, tax and business advisory services specifically designed to help you meet challenges and maximize opportunities.
Our service delivery is founded in a deep understanding of the industry in which you operate combined with a sound, practical and commercial business acumen. 
Going beyond compliance, our goal is to work with you to create sustainable financial security and success.
From investment planning to minimizing your tax bill – we have you covered.
From the moment you phone or visit our offices, engage or work with us in any capacity, we endeavour to go all-out to exceed your expectations and make you feel valued and welcomed.
This is our promise to you.



Contact: John Kelly
T: 07715 079 885

Invest Your Pension Scheme in Yourself – A Tax Planning No-Brainer
A much underused planning tactic, only available to the well advised, is the ability to either loan monies or purchase shares in your own company using your pension fund. Not only that but there are very attractive tax breaks available for those who undertake this type of planning.
Imagine this scenario:
Two Directors have profits in their company that they want to keep in the limited company structure for expansion and cashflow reasons. Drawing monies will incur potential income tax liabilities whether by salary and/or dividend. Alternatively monies can be extracted from the company and paid into the pension scheme.
Tax break 1: the contributions are relievable against corporation tax thereby reducing the company tax bill
By way of an example, the company pays £40,000 for each Director into the pension scheme and they already have £80,000 in pension plans between them. They can loan the £80,000 contribution back to themselves thereby keeping the cashflow in the company for expansion for instance. They will then owe the pension scheme £80,000, and the company will have benefitted from corporation tax relief of circa £18,000.
Tax break 2: Interest payments back to the pension scheme are tax deductible
Instead of borrowing from the bank they are borrowing from themselves. The repayments are and interest are paid into the pension fund. The minimum interest rate is 1% above the base rate and there is not as much small print as with a bank loan.
Tax break 3: the loan repayments grow in the pension fund free of tax
There is also the ability to purchase shares in your own company. Whilst there are certain parameters  surrounding this transaction our expertise has helped many of our clients to use this in their overall planning. 
Tax break 4: Tax Free Growth Environment
There is no capital gains tax on the sale of shares when held in a pension scheme and dividends are free of income tax
These two areas are obviously of benefit to your own business however there is also the ability to diversify into other businesses or industries. You can also either make a loan or purchase shares in another company with your pension fund.
We have a long history of this type of planning and have over 6,500 clients who are mainly business owners. Typically business owners and Entrepreneurs prefer to invest in themselves or exciting investment opportunities rather than the general stock market or being restricted by Insurance Company funds. Is it time to review where you invest?
Please contact John Kelly for further information on how these interesting investment options can be achieved. 



Contact: Rufus Meakin
T: 0114 230 8401

Navigating your way through the R&D funding landscape

With the introduction of Innovation loans adding to the already broad range of government-backed R&D and innovation support mechanisms, including Innovation grants; R&D Tax Credits; R&D Capital Allowances and the Patent Box, The R&D funding landscape is becoming even more complex for a company to navigate its way through.

MSC R&D – a leading Yorkshire based provider of R&D funding and business growth services – will look at each of these mechanisms and the circumstances where they apply, and discuss how best to integrate them in order to get the maximum benefit.




Contact: Dr Liz Jackson MBE
T: 0118 207 8340

BCMS is a market-leading mergers and acquisitions company. We specialise in advising shareholders of privately owned companies looking to sell all or part of their business. BCMS was founded by the Rebbettes family in Kingsclere, near Newbury, UK in 1989. We typically represent companies valued between £1m and £100m.
We now employ over 260 staff in offices across the world, including continental Europe, North America, Australia, Hong Kong, and the Gulf – and we are still proudly family owned. As specialist business sale advisors, BCMS works in every conceivable sector, from software engineering to utilities, healthcare to heavy industry. Our pioneering business sale approach involves profiling a wide range of acquirers around the world, delivering choice, competition and better deal values for our clients.

We commit unrivalled resources into selling businesses, including a project team of specialists, plus expertise derived from the M&A marketplace. Rather than simply reacting to the market, we actively generate a competitive bidding environment. In the last decade alone, we have completed over 600 deals internationally.


The Entrepreneurs Club
(Leeds & Sheffield)

Back Office
1, The Avenue
LS17 9LD

Tel : 0113 288 6898 or 07712 875 755